Our Commitment To Privacy
The privacy practices of this statement apply to our services available under the domain and sub-domains of the website located at this domain name (hereinafter referred to as “Refinance Lenders.org”.)
Please note that this Privacy Policy applies only to sites maintained by Refinance Lenders.org and not to websites maintained by other companies or organizations to which we link. In addition, this Policy applies only to information collected by Refinance Lenders.org online, not offline. By visiting our websites you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree please do not use or access our services.
Refinance Lenders.org reserves the right to modify, amend or otherwise alter the terms of this Privacy Policy at any time, and without notice. All users of this site will be bound by the terms of this Privacy Policy and any subsequent modifications, amendments or alterations thereto.
At Refinance Lenders.org, information is necessary to provide superior service. We value our clients' trust. You are entrusting us with your private information to allow you find a match with one or more members of our business partner network. Said network may include banks, lenders, insurance providers, loan brokers or other financial professionals who may be able to meet your needs by responding to your inquiry. It is very important to us that your information remain secure and is only used in the manner in which you intended. Below is our pledge to you:
- We will safeguard, according to strict standards of security and confidentiality, any information you provide us.
- We will limit the collection and use of your information to the minimum required for us to provide you with outstanding service, which includes advising you about our products and services and other opportunities, and to administer our business.
- We will not reveal your personal information to any third party organization unless we have previously informed you in disclosures, been authorized by you, or are required to by law.
- We will not use or share your personal or financial information for any purpose other than as disclosed in this Privacy Policy.
- We will continuously review and monitor the results of our privacy commitment to ensure your privacy is respected.
A special note about children's privacy
Children are not eligible to use our website or services. You must be at least 18 years old to use this website and we ask that minors under the age of 18 do not submit any personal information to us. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. This website is intended exclusively for adults over the age of 18 years.
Information We Collect:
There are forms on our website where you may be asked to enter both personal and non-personal information. Our website uses these input forms for clients and potential clients to request information about our products and services. We may also collect information in order to notify you about products, services, and other opportunities we think will be of interest to you. To make a request, individuals may be required to provide their contact information and personal information such as your name, address, phone number e-mail address, income and other financial or non-financial information depending upon your expressed need (hereinafter referred to as "Personal Information").
Any information that you send to us may be collected and maintained by us for present or future use.
We also may collect demographic information to assist us in identifying our customers’ needs. Demographic information is all other information including, gender, geographic location, etc… In addition, we might receive information about you from other sources (such as service providers) for tracking purposes. We may add any additional information we receive about you to the data previously collected. We use "cookies" and other information to enhance your experience and present you with personalized offers. Likewise, we sometimes use third-party advertising companies to serve and track advertisements appearing on our website. These companies may employ cookies and action tags to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous. Refinance Lenders.org also employs other tracking software designed to identify and monitor our users activity on our websites so we can offer the best user experience possible. No personally identifiable information is tied to cookies.
How We Use Your Information:
The following paragraphs describe how we currently use personal information, but we may change or broaden its scope at any time. We may update this policy from time to time. We may use personal information to provide promotional offers. Other promotional efforts may include, but are not limited to, email advertising, telephone marketing, direct mail marketing, and online banner advertising.
Services and Products Requests - If you submit a request for a loan quotation or other service offered by Refinance Lenders.org or any of its affiliated websites, Refinance Lenders.org will share the personal information contained in your input request form with our business partners to process and fulfill your request. In some circumstances, Refinance Lenders.org may also obtain additional information about you and/or share that information with our business partners for the purpose of fulfilling your request. For example, partners who receive your personal information may request and use your name, address and social security number to access your credit score and/or credit report in order to process and fulfill your request.
Vendors - Refinance Lenders.org may share certain aggregated data with business partners and other third parties for general marketing purposes; however, this data does not include any of your personal identifying information. Although we require such entities to support our Privacy Policy, and to comply with applicable federal and state laws, we do not have any direct control over such entities nor do we guarantee or warrant their use and handling of such non-personal information.
Ads and Pop Ups - Refinance Lenders.org has relationships with a number of third party ad networks. From time to time you might receive advertisements for Refinance Lenders.org's services from third parties. These advertisements are generated by a third party website that you have visited and are not generated or controlled by Refinance Lenders.org. Refinance Lenders.org has no control over third party content.
As Permitted by Law - Please note that we reserve the right to disclose personal information for legal purposes, for the protection of this website, for the protection of Refinance Lenders.org (or any of its partners, employees, third party vendors, independent contractors or affiliates) and/or for the protection of other users of our website. Specifically, we reserve the right to disclose personal information as allowed by law or share your personal information with third parties if required by law to do so, or if we believe such action is necessary to either: (a) conform with the requirements of law enforcement or government agencies in response to subpoenas, court orders, federal/state audits or similar circumstances, or as otherwise required by law, (b) protect or defend our legal rights or property, this website, or other users of this website, or (c) investigate, prevent or take action regarding illegal activities, suspected fraud, or situations involving potential threats to the physical safety of any person.
Special Note if you are Registered on a Do-Not-Call List - Our Clients may contact you by telephone, email, or mail based on the information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any State Do Not Call List, or the Do Not Call List of a private company. If one of our business partners contacts you by telephone and you wish not to be contacted again by that that partner with respect to your inquiry, then you should specifically make a request to that partner not to contact you again. In the event a business partner continues to contact you after you have instructed them to stop doing so, you should contact Refinance Lenders.org immediately to notify us of the problem.
Security:
The security of your Personal Information is very important at Refinance Lenders.org and we take a number of steps to safeguard it and protect the loss, misuse and alteration of the information under our control. Refinance Lenders.org uses industry standard efforts to safeguard the confidentiality of your personal identifiable information, such as firewalls and SSL. However, there is no 100% guaranteed level of security. As such, by using our services, you agree to accept all risk for the security of your personal information. You agree to hold harmless Refinance Lenders.org, its officers, employees, affiliates and assigns for all damages resulting from a loss of personal information.
Links to Other Sites:
Please note that this website contains links and banner advertising that may direct you to other third party websites. In addition, you may have arrived at this website via a link or banner ad on a third party website. This Privacy Policy applies to all information that you provide to Refinance Lenders.org only. Refinance Lenders.org is not responsible for the privacy practices of or the content contained in other websites. When you use a link or a banner ad to go from this site to another website or vice versa, or are otherwise directed or redirected to another website, this Privacy Policy no longer applies. Your browsing and activity on such third party websites are subject to their own respective privacy policies, if any, which may differ from that of Refinance Lenders.org. In addition, the third party websites that you may visit or use to gain access to the Refinance Lenders.org may request that you download software to take advantage of their offers. Refinance Lenders.org is not responsible for any product or service that you download, purchase, or otherwise receive in any manner or form, from a third party website. We encourage you to thoroughly review the privacy policies of the third party websites that you enter and of any other service provider from whom you request services.
Anti-Spam Policy:
You will not receive email communications and advertisements from Refinance Lenders.org or Refinance Lenders.org's business partners unless you submit your email address to Refinance Lenders.org or to a business partner in conjunction with a request for information. In order to receive email communication from Refinance Lenders.org and/or a business partner, you must provide your email address. Providing your email address to either Refinance Lenders.org and/or any of its business partners represents your consent to receive such communications. Additionally, you may also receive emails that advertise Refinance Lenders.org services from third party publishers. We have strict policies for dealing with any third party email services to ensure that advertisements for Refinance Lenders.org are not sent out through a "Spam" mailing and to ensure that our offers are sent only to those individuals who have given us their email addresses. If you want to stop receiving emails from Refinance Lenders.org, a business partner or a third party publisher, you should follow the opt-out instructions below or included in the business partner or third party’s email so that you will not be included in any future mailings.
Opt Out:
Refinance Lenders.org uses personal information to provide promotional offers by email to individuals. We may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. Our unsubscribe process impacts only the future delivery of electronic mailings disseminated by Refinance Lenders.org on its own behalf. You may still receive electronic mailings sent on behalf of business partners or third party vendors and your personal information may still be shared with third parties for use in marketing promotions or data appends.
You should also note that unsubscribing from our electronic mailings will not automatically unsubscribe the subscriber's information from any associates and licensees of the data. Since Third Party associates and licensee partners maintain separate databases from us, and you will need to unsubscribe from each source individually, if desired. This policy allows you to pick and choose which subscriptions to maintain and which to discontinue.
You may continue to receive email communications from us up to ten business days from the time we receive your unsubscribe request. Please note that Refinance Lenders.org can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their email, direct mail, or other marketing communications.
Sale or Transfer to Third Parties.
Refinance Lenders.org MAY SELL OR TRANSFER INDIVIDUAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN ITS SOLE DISCRETION.
Changes to this Privacy Policy:
Refinance Lenders.org may update or modify this Privacy Policy from time to time. If there are changes to this Privacy Policy, we will post such changes here. You will be notified if any of the material changes that affect the use of your personally identifiable information and asked to opt-in to the new use of your information. If you do not agree with the changes to how your information will be used, please do not continue to use this website. By using this site, you acknowledge and agree to the Refinance Lenders.org Privacy Policy. If you do not agree to this Privacy Policy, please discontinue the use of the Refinance Lenders.org site immediately. Please check the Policy each time you use our website to ensure you are aware of any changes in our Privacy Policy and practices affecting said policy. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.
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Website visitors may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.
This Privacy Policy was last updated on 11/26/2010.